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| Option 1 BUY NOW PAY LATER For orders taken between 1 Oct 2024 - 31 Mar 2025 |
Option 2 INTEREST BEARING CREDIT For orders taken between 1 Oct 2024 - 23 Dec 2025 |
|
| Representative APR | 9.9% APR | 9.9% APR |
| Loan Amount | £250 - £25,000 | £250 - £25,000 |
| Deposit | 20% of loan amount | 20% of loan amount |
| Loan Term | 54 months Deferred Period: 6 months Repayment Period: 48 months |
24 months |
| Representative Example | ||
| Price | £1,000 | £1,000 |
| Deposit | £200 | £200 |
| Amount of Credit | £800 | £800 |
| APR | 9.9% APR Representative | 9.9% APR Representative |
| Total Repayment Term | 48 months | 24 months |
| Total Amount Payable | £964.31 | £881.36 |
The approval of your application depends on your financial circumstances and borrowing history. Finance Options only available to orders placed with the EH Smith Henley-In-Arden Kitchen and Bathroom Showroom.
E H Smith (Builders Merchants) Limited is registered in England and Wales No 00800907. We are a credit broker and not a lender. We offer credit products from Novuna Personal Finance. E H Smith (Builders Merchants) Limited is authorised and regulated by the Financial Conduct Authority FRN 1011090. Credit subject to age and status.
Any late or missed repayment may have serious consequences and your credit rating may be affected which could make it more difficult to obtain credit in the future.
EH Smith Builders Merchants Ltd offers both regulated and unregulated products. The interest free plans which are repayable within 12 months and in no more than 12 instalments are not regulated by the Financial Conduct Authority. Unregulated plans are not covered by the Financial Ombudsman Service.
